{"id":13837,"date":"2023-01-12T11:19:25","date_gmt":"2023-01-12T00:19:25","guid":{"rendered":"https:\/\/bethere.p3.clientcommunity.com.au\/staging\/?page_id=13837"},"modified":"2025-05-22T09:25:38","modified_gmt":"2025-05-21T23:25:38","slug":"wealth-protection","status":"publish","type":"page","link":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/","title":{"rendered":"Wealth Protection"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Wealth Protection<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Life takes twists and turns that we can\u2019t always see coming. That\u2019s why it\u2019s so important that we are prepared for life\u2019s emergencies. You don\u2019t want to leave it to chance.\u00a0\u00a0<\/p>

An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family. Despite this Rice Warner Actuaries calculate that over 95 per cent of families do not have adequate insurance.<\/p>

Having the right insurances in place can help protect your family and your income if the unexpected occurs.<\/p>

There are different types of cover that fall under the broad heading of life insurance:<\/p>

Life cover<\/b> <\/a>– also known as term life insurance or death cover, pays a set amount of money when the insured person dies. The money will go to the people you nominate as beneficiaries<\/a> on your policy.<\/p>

Total and permanent disability (TPD) cover<\/b><\/a> – covers the costs of rehabilitation, debt repayments and the future cost of living if you are totally and permanently disabled. TPD cover is often bundled together with life cover.<\/p>

Trauma cover<\/b><\/a> – provides cover if you are diagnosed with a specified illness or injury. These policies include the major illnesses or injuries that will make a significant impact on a person’s life, such as cancer or a stroke. It is also referred to as ‘critical illness’ cover or ‘recovery’ insurance.<\/p>

Income protection<\/a> <\/b>– replaces the income lost through your inability to work due to injury or sickness.<\/p>

How we can help<\/h3>

Apprise has access to a large range of insurers and we can tailor your wealth protection plan to suit your circumstances. We will make the insurance process as simple as possible and help you get the right cover to protect you and those you love with a financial safety net in the event that the unexpected occurs.<\/p>

Aren\u2019t I already covered through my work and the government?<\/h4>

You may be eligible for some compensations and entitlements depending on your situation (for example Workcover, Sick leave, Social Security). However will these be enough? Will you qualify? And what are the waiting periods?<\/p>

To discuss your Wealth Protection needs please contact one of our qualified Financial Advisers at Apprise on 1234 567 891.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

We look forward to working with you to achieve your goals.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tPlease get in touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Life takes twists and turns that we can\u2019t always see coming. That\u2019s why it\u2019s so important that we are prepared for life\u2019s emergencies. You don\u2019t want to leave it to chance.\u00a0\u00a0 An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family. … Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":5494,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13837","page","type-page","status-publish"],"yoast_head":"\nWealth Protection - BE THERE<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wealth Protection - BE THERE\" \/>\n<meta property=\"og:description\" content=\"Life takes twists and turns that we can\u2019t always see coming. That\u2019s why it\u2019s so important that we are prepared for life\u2019s emergencies. You don\u2019t want to leave it to chance.\u00a0\u00a0 An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family. ... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/\" \/>\n<meta property=\"og:site_name\" content=\"BE THERE\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-21T23:25:38+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/services\\\/wealth-protection\\\/\",\"url\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/services\\\/wealth-protection\\\/\",\"name\":\"Wealth Protection - BE THERE\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/#website\"},\"datePublished\":\"2023-01-12T00:19:25+00:00\",\"dateModified\":\"2025-05-21T23:25:38+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/services\\\/wealth-protection\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/services\\\/wealth-protection\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/services\\\/wealth-protection\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/services\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Wealth Protection\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/#website\",\"url\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/\",\"name\":\"BE THERE\",\"description\":\"Financial Wellbeing\",\"publisher\":{\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/#organization\",\"name\":\"BE THERE\",\"url\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/dummy-logo3.png\",\"contentUrl\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/dummy-logo3.png\",\"width\":547,\"height\":125,\"caption\":\"BE THERE\"},\"image\":{\"@id\":\"https:\\\/\\\/bethere.p4.clientcommunity.com.au\\\/staging\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Wealth Protection - BE THERE","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_GB","og_type":"article","og_title":"Wealth Protection - BE THERE","og_description":"Life takes twists and turns that we can\u2019t always see coming. That\u2019s why it\u2019s so important that we are prepared for life\u2019s emergencies. You don\u2019t want to leave it to chance.\u00a0\u00a0 An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family. ... Read more","og_url":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/","og_site_name":"BE THERE","article_modified_time":"2025-05-21T23:25:38+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/","url":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/","name":"Wealth Protection - BE THERE","isPartOf":{"@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/#website"},"datePublished":"2023-01-12T00:19:25+00:00","dateModified":"2025-05-21T23:25:38+00:00","breadcrumb":{"@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/wealth-protection\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/"},{"@type":"ListItem","position":2,"name":"Services","item":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/"},{"@type":"ListItem","position":3,"name":"Wealth Protection"}]},{"@type":"WebSite","@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/#website","url":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/","name":"BE THERE","description":"Financial Wellbeing","publisher":{"@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/#organization","name":"BE THERE","url":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/#\/schema\/logo\/image\/","url":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-content\/uploads\/2022\/11\/dummy-logo3.png","contentUrl":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-content\/uploads\/2022\/11\/dummy-logo3.png","width":547,"height":125,"caption":"BE THERE"},"image":{"@id":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/pages\/13837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/comments?post=13837"}],"version-history":[{"count":32,"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/pages\/13837\/revisions"}],"predecessor-version":[{"id":15773,"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/pages\/13837\/revisions\/15773"}],"up":[{"embeddable":true,"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/pages\/5494"}],"wp:attachment":[{"href":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/wp-json\/wp\/v2\/media?parent=13837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}