{"id":13853,"date":"2023-01-12T11:30:09","date_gmt":"2023-01-12T00:30:09","guid":{"rendered":"https:\/\/bethere.p3.clientcommunity.com.au\/staging\/?page_id=13853"},"modified":"2025-05-22T09:25:19","modified_gmt":"2025-05-21T23:25:19","slug":"self-managed-superannuation","status":"publish","type":"page","link":"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/self-managed-superannuation\/","title":{"rendered":"Self Managed Superannuation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"13853\" class=\"elementor elementor-13853\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40c3981c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"40c3981c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cf2ec56\" data-id=\"5cf2ec56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b023670 elementor-widget-divider--separator-type-pattern elementor-widget-divider--no-spacing elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1b023670\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 24 24&#039; fill=&#039;black&#039; stroke=&#039;none&#039;%3E%3Cpath d=&#039;M24,8v12H0V8H24z M24,4v1H0V4H24z&#039;\/%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68da2b45 elementor-widget elementor-widget-heading\" data-id=\"68da2b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Self Managed Superannuation<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-48b811b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48b811b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e24ba0\" data-id=\"7e24ba0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a9fc99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a9fc99\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f5ad2a0\" data-id=\"f5ad2a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c18bd5e elementor-widget elementor-widget-text-editor\" data-id=\"c18bd5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Self-managed super funds (SMSFs) are a way of saving for retirement. SMSFs are one of the fastest growing sectors of the Australian super industry.\u00a0<\/p><p>SMSFs give people full control of their own super fund, including all the legal and tax responsibilities associated with doing this.<\/p><h3>Is a self-managed super fund right for you?<\/h3><p>According to Association of Superannuation Funds Australia (ASFA), SMSFs may be the right choice for you if you:<\/p><ul><li>are very knowledgeable about finance and legal matters.<\/li><li>have a lot of money in superannuation to make set up and yearly running costs worthwhile.<\/li><li>have enough money for ongoing expenses including professional accounting, tax, audit, legal and financial advice.<\/li><li>have a lot of spare time to research and check your super investments regularly.<\/li><li>have a lot of spare time to manage the fund.<\/li><li>have life insurance, including income protection and total and permanent disability cover.<\/li><\/ul><h3>What is an SMSF?<\/h3><p>SMSFs are a legal tax structure with the sole purpose of providing for your retirement. SMSFs are regulated by the <a href=\"https:\/\/www.ato.gov.au\/Super\/Self-managed-super-funds\/\" target=\"_blank\" rel=\"noopener\">Australian Taxation Office (ATO)<\/a>.<\/p><ul><li>An SMSF can have up to 6\u00a0 members.<\/li><li>An SMSF is a trust structure and must have a trustee. There are two options: Corporate Trustee Structure or Individual Trustee Structure.<\/li><li>Generally, SMSF trustees will use one central bank account to receive contributions and use that account to make investments.<\/li><li>An SMSF must have a Trust Deed that sets out the governing of the SMSF.<\/li><li>An Investment Strategy must be in place that states how you plan to invest the SMSF assets.<\/li><li>A Binding Death Nomination will state who you would like you super benefits to be paid in the event of death.<\/li><li>Annual tax return and audit must occur every year.<\/li><\/ul><h3>You can\u2019t do it all yourself<\/h3><p>Despite some people calling SMSFs \u2018do it yourself super\u2019 or \u2018DIY funds\u2019 you will have to work with some other people to meet your obligations.<\/p><p>You will need an independent self-managed super fund auditor who is registered with ASIC to complete your fund\u2019s audit each year.<\/p><p>In some circumstances, you will need a qualified actuary to provide you with an actuarial certificate.<\/p><p>Each year, you need to value your assets at market value. In some circumstances, you will need an independent valuer who is qualified to do this; for example, to value artwork.<\/p><p>You may also work with:<\/p><ul><li>An administrator who will manage most of the day-to-day running of the SMSF. The legal and tax responsibilities are still yours even if you use an administrator.<\/li><li>An Accountant to prepare financial accounts, statements and tax returns.<\/li><li>A Financial Adviser for investment and estate planning advice.<\/li><\/ul><h3>How we can help<\/h3><p>The team at Apprise can assist you with the investment and estate planning strategies for your SMSF.<\/p><p>We will recommend an investment strategy that is in line with your risk profile and incorporates your ideas about investing within your SMSF. We make the recommendations. You make the decisions.<\/p><p>SMSFs and Estate Planning is a complex area, but with our experience we will help to make sure your money goes to the right people at the right time.<\/p><h3>What will your SMSF cost?<\/h3><p>The costs of setting up and running an SMSF vary depending on, among other things, your circumstances, super balance, investment strategy and how you choose to manage your fund. The more complex you make it, the more it is likely to cost.<\/p><p>To discuss your SMSF needs please contact one of our qualified Financial Advisers at Apprise on 1234 567 891.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-99e2e9c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"99e2e9c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-48d9cd66\" data-id=\"48d9cd66\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a5943a8 elementor-widget elementor-widget-heading\" data-id=\"2a5943a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We look forward to working with you to achieve your goals.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-17a2daad\" data-id=\"17a2daad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65c8f4aa elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"65c8f4aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Please get in touch<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Self-managed super funds (SMSFs) are a way of saving for retirement. SMSFs are one of the fastest growing sectors of the Australian super industry.\u00a0 SMSFs give people full control of their own super fund, including all the legal and tax responsibilities associated with doing this. Is a self-managed super fund right for you? According to &#8230; <a title=\"Self Managed Superannuation\" class=\"read-more\" href=\"https:\/\/bethere.p4.clientcommunity.com.au\/staging\/services\/self-managed-superannuation\/\" aria-label=\"Read more about Self Managed Superannuation\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":5494,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13853","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Self Managed Superannuation - BE THERE<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Self Managed Superannuation - BE THERE\" \/>\n<meta property=\"og:description\" content=\"Self-managed super funds (SMSFs) are a way of saving for retirement. 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